Privacy Policy

Effective Date: [Insert Date]
Company Name: ARYA Capital LLC

ARYA Capital LLC (“ARYA Capital,” “Company,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit an inquiry, apply for funding, or communicate with us via phone, email, or SMS text messaging.

1. Information We Collect

We may collect the following categories of information:

A. Personal Information

  • Full name

  • Business name

  • Phone number

  • Email address

  • Mailing address

  • Financial information provided in funding applications

  • Government-issued identification (if required for compliance)

B. Automatically Collected Information

  • IP address

  • Browser type

  • Device information

  • Website usage data

2. How We Use Your Information

We use the information we collect to:

  • Evaluate funding applications

  • Communicate regarding your inquiry or account

  • Provide customer support

  • Send service-related notifications

  • Send marketing communications (if consent is provided)

  • Comply with legal and regulatory requirements

3. SMS / Text Messaging Policy (A2P 10DLC Compliance)

By providing your phone number and opting in, you consent to receive SMS text messages from ARYA Capital regarding:

  • Application status

  • Account updates

  • Appointment reminders

  • Customer support

  • Promotional offers (if opted in)

Message Frequency

Message frequency varies based on your interaction with us.

Message & Data Rates

Message and data rates may apply depending on your mobile carrier.

Opt-Out

You may opt out of SMS communications at any time by replying:
STOP to any message.

After you send STOP, you will receive one final confirmation message and will no longer receive SMS messages from us.

Help

Reply HELP for assistance or contact us at:
[Insert Email]
[Insert Phone Number]

4. Sharing of Information

We do not sell or rent your personal information.

We may share information with:

  • Service providers assisting in underwriting, processing, or servicing funding

  • Payment processors

  • Compliance and regulatory authorities if required by law

  • Marketing platforms strictly for business communications

All third parties are contractually required to protect your information.

5. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards to protect your personal information. However, no electronic transmission or storage system is guaranteed to be 100% secure.

6. Cookies & Tracking

Our website may use cookies and similar tracking technologies to improve user experience and analyze traffic.

You may disable cookies through your browser settings.

7. Your Rights

Depending on your state of residence, you may have rights to:

  • Request access to your personal information

  • Request correction of inaccurate information

  • Request deletion (subject to legal retention requirements)

To make a request, contact us at:
[Insert Email]

8. Data Retention

We retain personal information only as long as necessary to:

  • Provide services

  • Comply with legal obligations

  • Resolve disputes

  • Enforce agreements

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect information from minors.

10. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.

11. Contact Information

ARYA Capital LLC
Email: subs@aryacapitalgrp.com

Important for 10DLC Approval

To increase approval odds:

  1. Make sure your website includes:

    • Privacy Policy (this document)

    • Terms & Conditions

    • Clear opt-in language on any forms:

      “By submitting this form, you consent to receive SMS communications from ARYA Capital. Message & data rates may apply. Reply STOP to opt out.”

  2. Do NOT say:

    • “We share data with partners for marketing” (that gets flagged)

    • “We may sell data” (automatic rejection)

  3. Make sure your opt-in is:

    • Explicit (checkbox preferred)

    • Not pre-checked